Why does the Academy require that Midshipmen be covered by a primary health insurance plan?

The Academy is concerned about the welfare of its students. The insurance waiver procedure has been used effectively by many colleges and universities throughout the United States for the purpose of making sure each student has appropriate insurance coverage that is current & valid. Without proper health insurance, Midshipmen can be at risk and be responsible for expenses related to healthcare needs. These expenses can become extremely high and become serious financial burdens.